Took out cover with your home loan?
Built for the loan? Or your family?
A friendly second look at the cover you arranged with your mortgage, and whether it still fits your life now.
Cover and acceptance vary by policy and individual circumstances.
Answer a few quick questions, then pick a time for a 15 minute catch-up with Nicola.
- A few quick questions, about two minutes.
- Then a 15 minute catch-up with Nicola herself, at a time you pick.
- You’ll come away knowing where you stand. What you do next is up to you.
Form preview. Your GoHighLevel form goes here.
What clients say.
From families Nicola has looked after for years.
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Nicola Jones has a wealth of knowledge in the industry and identified the flaws in our insurances from our previous supplier. We can highly recommend Nicola along with her attention to detail and efficiency making the whole process an easy one for us to make the change.
MarissaClient testimonial -
I have used Nicola Jones for all our personal family insurance needs for over 12 years. She has always had our best interests at heart and I trust her 100%. They regularly check in to see if any of our requirements have changed and suggests updates or amendments as required. It’s one area of our family security that I don’t have to worry about with Nicola Jones in charge.
JennyClient testimonial -
The team were extremely customer focus and fought hard to get the best policy conditions for our family. It wasn’t about speed, it was about quality.
AndyClient testimonial
How it works.
A few quick questions, then 15 minutes with Nicola.
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Answer a few quick questions.
About two minutes, including what cover you have now.
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Pick a time for a 15 minute catch-up.
With Nicola herself, at a time that works for you.
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Find out whether it still measures up.
Nicola can go through what you’ve already got and what it actually says, then compare it with what your family needs now.
Worth knowing.
Things Nicola ends up explaining to most families.
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Bank cover is a sensible start.
Plenty of families take out cover with their home loan. It’s a good first step.
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It’s often built around the loan.
Depending on the policy, it might help clear the mortgage, but it may not provide for final expenses, replace your income or help if you’re seriously unwell.
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Life has probably moved on since settlement.
A new job, a pay rise or a new baby can all change what your family would need.
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It’s not about starting over.
It’s about making sure the levels and type of cover meet your needs now, and adjusting if they don’t.
Why Nicola.
Someone in your corner, from the first conversation to claim time.
Nicola has been an insurance adviser for 27 years. She’s at the same stage of life as many of her clients, so she understands what’s riding on it.
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Compares the main insurers.
Nicola gives advice across a range of providers, including AIA, Asteron, Chubb Life, Fidelity Life and Partners Life for life cover, and Accuro, AIA, nib, Partners Life and Southern Cross for health insurance.
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Plain English.
She explains what each option would actually do for your family, in a way that’s easy to understand.
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In your corner at claim time.
If you need to claim, Nicola can help with the paperwork and talk to the insurer for you. Claims are assessed by the insurer under the policy terms.
Who you’ll talk to.
Hi, I’m Nicola.
Nicola Jones Insurance adviser and owner, Nicola Jones Insurance
Looking after your family at the time you need it most.
Fair questions.
The ones people ask before they start.
Is this a dig at the banks?
Not at all. Cover arranged with a home loan is a good start for a lot of families. This is just a chance to check it still fits.
Will I have to cancel what I’ve got?
No. Nothing changes unless you decide it should, and existing cover is never cancelled before any new cover is in place.
Do I need my policy documents?
Handy if you have them. If not, knowing who your cover is with is enough to start.
Who will I talk to?
Nicola Jones, who owns Nicola Jones Insurance. Not a call centre.
Can my partner join?
Yes, and it’s usually easier if they do.
How does Nicola get paid?
If you take out a policy, the insurer pays Nicola Jones Insurance a commission. She doesn’t charge any additional fees.
The full detail is in our disclosure.
Ready when you are.
Fifteen minutes to see whether your cover still fits.
Answer a few quick questions, then pick a time for your catch-up with Nicola.
Answer a few quick questions