Protect the life you’ve built.
Could your family stay put?
If one of you couldn’t work, got seriously sick or wasn’t here anymore, what would happen to the life you’ve built?

Cover and acceptance vary by policy and individual circumstances.
Answer a few quick questions, then pick a time for a 15 minute catch-up with Nicola.
- A few quick questions, about two minutes.
- Then a 15 minute catch-up with Nicola herself, at a time you pick.
- You’ll come away knowing where you stand. What you do next is up to you.
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What clients say.
From families Nicola has looked after for years.
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I have used Nicola Jones for all our personal family insurance needs for over 12 years. She has always had our best interests at heart and I trust her 100%. They regularly check in to see if any of our requirements have changed and suggests updates or amendments as required. It’s one area of our family security that I don’t have to worry about with Nicola Jones in charge.
JennyClient testimonial -
The team were extremely customer focus and fought hard to get the best policy conditions for our family. It wasn’t about speed, it was about quality.
AndyClient testimonial -
Nicola Jones has a wealth of knowledge in the industry and identified the flaws in our insurances from our previous supplier. We can highly recommend Nicola along with her attention to detail and efficiency making the whole process an easy one for us to make the change.
MarissaClient testimonial
How it works.
A few quick questions, then 15 minutes with Nicola.
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Answer a few quick questions.
About two minutes, so Nicola knows a bit about your family before you talk.
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Pick a time for a 15 minute catch-up.
With Nicola herself, at a time that works for you.
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Find out where your family stands.
Nicola looks at your income, your mortgage, the kids and any cover you already have. If it makes sense to go further, she’ll explain what’s next.
Worth knowing.
Things Nicola ends up explaining to most families.
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ACC is for accidents.
If one of you got seriously sick, ACC isn’t designed to cover that. That’s where cover you arrange yourself comes in.
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It’s more than life cover.
Depending on the policy, cover can help if one of you can’t work, gets seriously sick or isn’t here anymore.
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Your cover should fit your life now.
A new home, a bigger mortgage, a new baby or a pay rise can all change what your family would need.
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More isn’t always better.
It’s not about buying as much insurance as you can. It’s about the right cover to maintain the life you’ve built if something were to happen.
Why Nicola.
Someone in your corner, from the first conversation to claim time.
Nicola has been an insurance adviser for 27 years. She’s at the same stage of life as many of her clients, so she understands what’s riding on it.
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Compares the main insurers.
Nicola gives advice across a range of providers, including AIA, Asteron, Chubb Life, Fidelity Life and Partners Life for life cover, and Accuro, AIA, nib, Partners Life and Southern Cross for health insurance.
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Plain English.
She explains what each option would actually do for your family, in a way that’s easy to understand.
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In your corner at claim time.
If you need to claim, Nicola can help with the paperwork and talk to the insurer for you. Claims are assessed by the insurer under the policy terms.

Who you’ll talk to.
Hi, I’m Nicola.
Nicola Jones Insurance adviser and owner, Nicola Jones Insurance
Looking after your family at the time you need it most.
Fair questions.
The ones people ask before they start.
Who will I talk to?
Nicola Jones, who owns Nicola Jones Insurance. Not a call centre.
How long does it take?
The questions take about two minutes, and the catch-up is 15 minutes. If it makes sense to go further, you’ll arrange a proper meeting at another time.
Do I need to be in Auckland?
No. Nicola is based in Belmont, Auckland, and works with families right across New Zealand.
Can my partner join?
Yes, and it’s usually easier if they do. It’s a decision most couples make together.
Will you tell me what I’d be accepted for?
Nicola can talk you through what’s likely, but cover and acceptance are decided by the insurer and vary by policy and individual circumstances.
How does Nicola get paid?
If you take out a policy, the insurer pays Nicola Jones Insurance a commission. She doesn’t charge any additional fees.
The full detail is in our disclosure.
Ready when you are.
Fifteen minutes to know where your family stands.
Answer a few quick questions, then pick a time for your catch-up with Nicola.
Answer a few quick questions