Thinking about health insurance for the first time?
New to health insurance?
The best time to set up cover is while everyone’s well. Nicola explains how it works, in plain English.

Cover, exclusions and pricing vary by policy and individual circumstances.
Answer a few quick questions, then pick a time for a 15 minute catch-up with Nicola.
- A few quick questions, about two minutes.
- Then a 15 minute catch-up with Nicola herself, at a time you pick.
- You’ll come away knowing where you stand. What you do next is up to you.
Form preview. Your GoHighLevel form goes here.
What clients say.
From families Nicola has looked after for years.
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Nicola has vast knowledge about the detail of health insurance. She has been my broker for many years. She is extremely personable and always takes the time to connect.
WayneClient testimonial -
I have used Nicola Jones for all our personal family insurance needs for over 12 years. She has always had our best interests at heart and I trust her 100%. They regularly check in to see if any of our requirements have changed and suggests updates or amendments as required. It’s one area of our family security that I don’t have to worry about with Nicola Jones in charge.
JennyClient testimonial -
The team were extremely customer focus and fought hard to get the best policy conditions for our family. It wasn’t about speed, it was about quality.
AndyClient testimonial
How it works.
A few quick questions, then 15 minutes with Nicola.
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Answer a few quick questions.
About two minutes. There are no health questions.
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Pick a time for a 15 minute catch-up.
With Nicola herself, at a time that works for you.
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See what your family’s options look like.
Nicola can explain what health insurance actually does, the different levels of cover, and what it could cost.
Worth knowing.
Things Nicola ends up explaining to most families.
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Timing matters.
Health insurance often doesn’t cover conditions you already have, which is why the best time to set it up is while you’re all well.
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Levels of cover differ.
Policies range from surgery and hospital cover through to specialists, tests and more. What’s included depends on the policy.
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What it can give you.
Depending on the policy you choose, health insurance can give you access to tests and treatment sooner, and let you choose your specialist.
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Pay for what matters to you.
Nicola compares the main insurers to find cover for what matters most to your family, without paying for benefits you don’t need.
Why Nicola.
Someone in your corner, from the first conversation to claim time.
Nicola has been an insurance adviser for 27 years. She’s at the same stage of life as many of her clients, so she understands what’s riding on it.
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Compares the main insurers.
Nicola gives advice across a range of providers, including AIA, Asteron, Chubb Life, Fidelity Life and Partners Life for life cover, and Accuro, AIA, nib, Partners Life and Southern Cross for health insurance.
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Plain English.
She explains what each option would actually do for your family, in a way that’s easy to understand.
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In your corner at claim time.
If you need to claim, Nicola can help with the paperwork and talk to the insurer for you. Claims are assessed by the insurer under the policy terms.

Who you’ll talk to.
Hi, I’m Nicola.
Nicola Jones Insurance adviser and owner, Nicola Jones Insurance
Looking after your family at the time you need it most.
Fair questions.
The ones people ask before they start.
Will you ask about our health?
Not in the quick questions. If you decide to apply for cover later, the insurer will ask its own health questions as part of the application.
What does health insurance cost?
It depends on the policy, the level of cover and who’s covered. Nicola can explain what it could cost your family on the catch-up.
Will my existing conditions be covered?
Often they aren’t. Cover, exclusions and pricing vary by policy and individual circumstances, and the insurer decides.
Who will I talk to?
Nicola Jones, who owns Nicola Jones Insurance. Not a call centre.
Can my partner join?
Yes, and it’s usually easier if they do.
How does Nicola get paid?
If you take out a policy, the insurer pays Nicola Jones Insurance a commission. She doesn’t charge any additional fees.
The full detail is in our disclosure.
Ready when you are.
Plain English, and no pressure.
Answer a few quick questions, then pick a time for your catch-up with Nicola.
Answer a few quick questions